80% Duties

• Gathers data information through phone checking:
• Individual account
• Confirm the loan application with the client
• Validates personal data given by the client in the loan application form. (Spelling of names of applicant, spouse or co-maker)
• Residence address details
• Employment details
• Business details (if engaged in business)
• Bank reference details
• Credit reference details (if disclosed with existing loan with other banks)
• Corporate account
• Confirm the loan application with the client or assigned point person in-charge
• Validates information based on the submitted application form
• Business address details
• Confirm officers, stockholders name and address
• Bank reference details
• Credit reference details (if disclosed with existing loan with other banks)
• Conducts third party verification of the following:
• Residence checking
• Employment checking
• Business checking (includes application of corporate account)
• Bank Checking
• Credit Checking
• Trade Checking (if with business)
• Ensures that all information gathered is accurate and complete that he or she will enter in the system before endorsing the account to credit analyst for evaluation
• Attends to credit inquiries of other banks
• Attends seminar and training program related to the job

15% Duties

• Recommend improvement and enhancement to improve credit verification
• Prepares reports as requested by superiors
• Performs other functions that may be assigned by superiors from time to time

5% Duties

• Perform and participate on Kaizen activities, TFSPH team-building activities, etc.
• Submit idea generator that will help in the improvement of present process

QUALIFICATIONS:

• Process-oriented
• Oral and written communication
• System software/ hardware management
• Bachelor’s degree preferably in a business-related course