• Enhance the credit risk policies of the Bank that is aligned with the regulatory requirements and internal Bank risk thresholds
• Review the existing credit risk appetite statements, limits, and thresholds for recommendation to the Board of Directors
• Determine and monitor the Bank’s potential financial losses attributed to credit risk against set limits and thresholds during BAU or stress scenarios/events
• Conduct supporting analysis to the overall credit risk assessment to proposed new loan products and services
• Design and implement various credit risk models of the Bank related e.g. Ascore/Bscore/Cscore/ECL models
• Enhance usage and output of Bank’s Credit Risk Management System to improve quality of credit risk reports
• Perform independent credit review to ensure processes are within the approved Bank policies and procedures.
• Collaborate with the business and operations team to ensure strategies and processes are implemented towards reducing financial losses while maintaining profitability
• Perform other related task which may be assigned by Credit Risk lead
  
  

• With at least 5-7 years experience in the banking industry particularly on credit risk management for both retail and corporate loans
• With extensive knowledge on local regulatory requirements of credit risk
• With strong proficiency on various data processing and statistical analytical tools such as R, Python, and SQL
• Comfortable working in a fast-paced, high-intensity work environment
• Problem-solving skills and a positive constructive attitude are a must
• Excellent communication and team collaboration skills
• Amenable to work in Ortigas, Mandaluyong City

Please refer to job description.