Qualifications:

Bachelor’s Degree in Accountancy, Finance, Business Management or any business-related courses.

Minimum of 3–5 years of experience in credit and collections.

Proficiency in SAP system.

Possesses a pleasing personality and positive attitude

Efficient in MS Office application particularly Excel.

Keen attention to detail.

Responsibilities:

Analyze financial statements and credit data of individuals and businesses

Prepare detailed credit reports and risk assessments

Evaluate creditworthiness using scoring models and financial ratios

Monitor existing credit accounts for changes in risk profile

Collaborate with loan officers and underwriters on credit decisions

Ensure compliance with internal policies and regulatory requirements

Recommend credit limits and terms based on analysis

Maintain accurate records of credit analysis and decisions

Stay updated on industry trends and economic conditions

Assist in developing and refining credit policies and procedures

SALARY RANGE: PHP25,000.00 TO PHP30,000.00