• Protect the company from fraudulent accounts by doing thorough investigations and review of all accounts being processed
• Conduct a thorough analysis of loan applications, financial statements, credit reports, and other relevant documentation to assess the creditworthiness of borrowers
• Evaluate the risk profile of borrowers by analyzing factors such as income stability, debt-to-income ratio, credit history, collateral, and industry trends
• Ensure compliance with internal policies, guidelines, and regulatory requirements while reviewing credit applications
• Verify the accuracy and completeness of loan documentation, including legal and financial documentation, and identify any potential discrepancies or red flags
• Utilize financial models and tools to assess credit proposals' viability and profitability and determine appropriate loan terms and conditions
• Prepare detailed credit review reports summarizing the analysis, findings, and recommendations for credit decisions
• Provide timely and accurate responses to inquiries from internal stakeholders and maintain a customer-centric approach in dealing with external customers
• Conduct external verification to validate data/information provided/submitted by clients concerning their loan applications
• Use or find different methods of validation to verify the information provided/submitted by clients
• Other tasks that may be endorsed by the department head

SPECIFICATIONS

• Educational Requirement: bachelor’s degree in a related field
• Work Experience: 0-6 months related experience. Fresh graduates are welcome to apply