Cepat Kredit Financing Inc. Credit Review Associate

Cepat Kredit Financing Inc.

RM736-1.1K[月薪]

现场办公 - 巴石應屆畢業生/學生本科兼職

Protect the company from fraudulent accounts by doing thorough investigations and review of all accounts being processed.
Conduct a thorough analysis of loan applications, financial statements, credit reports, and other relevant documentation to assess the creditworthiness of borrowers.
Evaluate the risk profile of borrowers by analysing factors such as income stability, debt-to-income ratio, credit history, collateral, and industry trends.
Ensure compliance with internal policies, guidelines, and regulatory requirements while reviewing credit applications.
Verify the accuracy and completeness of loan documentation, including legal and financial documentation, and identify any potential discrepancies or red flags.
Utilize financial models and tools to assess credit proposals' viability and profitability and determine appropriate loan terms and conditions.
Prepare detailed credit review reports summarizing the analysis, findings, and recommendations for credit decisions.
Provide timely and accurate responses to inquiries from internal stakeholders and maintain a customer-centric approach in dealing with external customers.
Conducts external verification to validate data/information provided/submitted by clients concerning their loan applications.
Use or find different methods of validation to verify the information provided/submitted by clients.
Other tasks that may be endorsed by the department head.

Educational Requirement: Bachelor’s degree in any related degree
Work Experience: 0-6 months related experience. Fresh graduates are welcome to apply.
Excellent communication and interpersonal skills.
Strong organizational and administrative skills.
Ability to multitask and work under pressure.
Proficient in MS applications and willing to learn other systems used by the company.
High organizational skills.
Willingness to work flexible hours, including weekends and holidays, as needed.
Can work independently and with a team.

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